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When Your Employer Health Insurance Jumps from $562 to $1,378/Month — For the Same Plan

Updated October 13, 2025 by Holly Patiño Leave a Comment

(Video: watch below — or keep reading for the full story!) I saw this post on reddit recently. While I know the 2026 ACA premiums are going up, this is a real story from a family of four. Nothing about their plan changed — not the deductible, not the benefits, not the network. The only thing that changed? The cost. Their monthly premium jumped from $562 to $1,378, … [Read more...] about When Your Employer Health Insurance Jumps from $562 to $1,378/Month — For the Same Plan

Are You Ready for the ACA Price Increase in 2026?

Updated September 30, 2025 by Holly Patiño Leave a Comment

A Real Example of the ACA Price Increase One ACA Marketplace member in Texas recently shared their renewal notice: “My premium is expected to rise from $571 to $1,959 if these subsidies are not renewed.” That’s an increase of $1,388 every month — more than triple the original premium!!! Now I want to clarify that this price difference is because of subsidies … [Read more...] about Are You Ready for the ACA Price Increase in 2026?

Dr. Elisabeth Potter Is Right About Insurance—Here’s a Smarter Way Forward

Updated September 16, 2025 by Holly Patiño Leave a Comment

I recently watched a video from Dr. Elisabeth Potter, a board-certified plastic surgeon in Austin, and it really struck a chord with me. If you haven’t come across her before, Dr. Potter has become well-known over the past few months for being outspoken about how insurance companies operate—especially the way they deny medically necessary care. She’s even said she’s being … [Read more...] about Dr. Elisabeth Potter Is Right About Insurance—Here’s a Smarter Way Forward

Affordable Healthcare for the Self-Employed: What 30 Million Americans Need to Know

Updated July 9, 2025 by Holly Patiño Leave a Comment

If you're self-employed, under 65, and paying for your own healthcare—without any serious pre-existing conditions—you’re not alone. In fact, you're part of a 30 million–strong group of Americans looking for smart alternatives to traditional health insurance. Health insurance premiums keep rising. Networks are more limited. And if you don’t get benefits through an employer, … [Read more...] about Affordable Healthcare for the Self-Employed: What 30 Million Americans Need to Know

How to Fight Medical Bills: The Power of Itemized Medical Bills

Updated March 8, 2025 by Holly Patiño Leave a Comment

Have you ever received a medical bill that left you scratching your head, wondering, "How is this even possible?" If so, you're not alone. Studies show that up to 80% of medical bills contain errors, and chances are, those mistakes are not in your favor. But there’s a simple and effective solution to help you avoid paying for errors: requesting an itemized medical bill. In … [Read more...] about How to Fight Medical Bills: The Power of Itemized Medical Bills

Trump’s New Executive Order: Healthcare Price Transparency Explained

Updated February 26, 2025 by Holly Patiño Leave a Comment

On February 25, 2025, President Trump signed an executive order titled "Making America Healthy Again by Empowering Patients with Clear, Accurate, and Actionable Healthcare Pricing Information." This order aims to increase transparency in healthcare costs, helping patients, employers, and taxpayers better understand what they’re paying for medical services before they receive … [Read more...] about Trump’s New Executive Order: Healthcare Price Transparency Explained

If the Devil Ran Healthcare: Exposing the Hidden Tactics of a Broken System

Updated February 7, 2025 by Holly Patiño Leave a Comment

I asked ChatGPT a simple question: If you were the devil and you were running healthcare, what would you do? Here is ChatGPT's full response: If I were the devil running healthcare, my goal would be to maximize profit, keep people dependent, and make it nearly impossible for them to break free. Here’s how I’d do it: 1. Make Healthcare Confusing and Opaque 2. … [Read more...] about If the Devil Ran Healthcare: Exposing the Hidden Tactics of a Broken System

Can you afford a Heart Attack in America?

Updated October 26, 2024 by Holly Patiño Leave a Comment

How Does a Health Share Membership Work in Case of a Major Event Like a Heart Attack? When it comes to health expenses, especially for something as serious as a heart attack, many people assume that traditional health insurance is their only option. However, there's a lesser-known but increasingly popular alternative: a health share membership. This nonprofit approach … [Read more...] about Can you afford a Heart Attack in America?

Why You Should Always Ask for an Itemized Medical Bill

Updated March 8, 2025 by Holly Patiño Leave a Comment

When was the last time you took a close look at your medical bill? If you’re like most people, you probably didn’t—because who has the time or energy to decipher all those confusing codes and charges, right? However, doing so could save you a surprising amount of money. It’s estimated that 80% of all medical bills are wrong—and here’s the kicker: they are probably not wrong … [Read more...] about Why You Should Always Ask for an Itemized Medical Bill

Comparing Healthcare Policies of Presidential Candidates: Trump vs. Harris vs. RFK Jr.

Updated July 22, 2024 by Holly Patiño Leave a Comment

As the 2024 presidential election approaches, healthcare remains a significant issue. Here’s a comparison of how Vice President Kamala Harris, former President Donald Trump, and Robert F. Kennedy Jr. plan to address healthcare in America. Kamala Harris Affordable Care Act (ACA): Medicare for All: Healthcare for Undocumented Immigrants: Prescription Drug … [Read more...] about Comparing Healthcare Policies of Presidential Candidates: Trump vs. Harris vs. RFK Jr.

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