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What You Need to Do Before Joining Any Health Share

Updated November 8, 2025 by Holly Patiño Leave a Comment

When you’re thinking about joining a health share, there’s one thing you absolutely need to do before signing up: ? Read through the Member Guidelines. I know… they’re long, boring, and full of legal jargon.But trust me — they’re really important if you want to have a good experience as a member of any health share community. Lately, I’ve seen a lot of reviews from … [Read more...] about What You Need to Do Before Joining Any Health Share

What To Do If You Can’t Afford Health Insurance

Updated November 8, 2025 by Holly Patiño Leave a Comment

Health insurance is expensive — but lately, it feels like the prices have completely spiraled out of control. If you’ve ever looked at your premium and thought, “How is this even possible?”, you’re not alone. In this post (and video), I’m breaking down why health insurance costs so much — and more importantly — what you can actually do about it. Because most people … [Read more...] about What To Do If You Can’t Afford Health Insurance

Health Share vs Health Insurance: Which One’s Better for You?

Updated November 8, 2025 by Holly Patiño Leave a Comment

If you’ve only ever known traditional health insurance, you might be surprised to learn there’s another option for handling medical expenses — one that often costs about half as much and gives you more control over your healthcare choices. That option is a health share. Both health shares and health insurance help with medical expenses, but the way they do it is … [Read more...] about Health Share vs Health Insurance: Which One’s Better for You?

How Health Shares Actually Work (Step-by-Step)

Updated October 27, 2025 by Holly Patiño Leave a Comment

If you’ve ever wondered how a health share actually works in real life, you’re in the right place. Most people have a general idea — that members help each other with medical bills — but they don’t really know what that looks like when you go to the doctor, submit a bill, or face something major. In this post (and video below ?), I’ll walk you through exactly how a health … [Read more...] about How Health Shares Actually Work (Step-by-Step)

Who Should (and Should NOT) Join a Health Share

Updated October 27, 2025 by Holly Patiño Leave a Comment

If you’ve been wondering whether a health share might be a good fit for you, this post will help you figure that out. While health shares aren’t for everyone, for the right people, they can be a simple and affordable alternative to traditional insurance. In the video below, I walk through exactly who should — and who should not — join a health share. Quick Recap: … [Read more...] about Who Should (and Should NOT) Join a Health Share

Why I Joined Zion HealthShare (After Reviewing Dozens of Health Shares)

Updated October 27, 2025 by Holly Patiño Leave a Comment

If you’ve been researching health shares, you already know there are a lot of options out there. Some are faith-based, others are more flexible, and they all seem to do things a little differently. After reviewing dozens of health share programs — reading through member guidelines, costs, and hundreds of member reviews — one stood out above the rest. That’s the one my … [Read more...] about Why I Joined Zion HealthShare (After Reviewing Dozens of Health Shares)

Are Health Shares a Scam?

Updated October 21, 2025 by Holly Patiño Leave a Comment

If you’ve ever looked into a health share and wondered whether it’s “too good to be true,” you’re not alone. Many people hesitate because they’ve heard things like, “What if they don’t pay my bills?” or they’ve seen the line every health share includes in their disclaimer: “We are not insurance and cannot guarantee the payment of medical bills.” At first glance, that … [Read more...] about Are Health Shares a Scam?

They Were with Samaritan Ministries for HOW LONG?

Updated October 16, 2025 by Holly Patiño Leave a Comment

When you hear about someone who’s been part of a health share for nearly three decades, you can’t help but pay attention. In my latest short video, I share a review from a longtime Samaritan Ministries member who joined all the way back in 1997 — and after all these years, they still have positive things to say about their experience. That’s not something you see every … [Read more...] about They Were with Samaritan Ministries for HOW LONG?

Liberty HealthShare Lowers Monthly Share Amounts and Member Costs

Updated October 15, 2025 by Holly Patiño Leave a Comment

Liberty HealthShare recently announced a reduction in its suggested monthly share amounts and member co-share requirements for several of its most popular programs. The changes took effect October 1, 2025, and are aimed at making healthcare sharing more affordable for members. According to Liberty’s announcement, the organization has been able to lower costs by up to $26 per … [Read more...] about Liberty HealthShare Lowers Monthly Share Amounts and Member Costs

Why a Health Share Will Never Be Insurance (And Why That’s Actually a Good Thing)

Updated September 16, 2025 by Holly Patiño Leave a Comment

You’ve probably heard me say this before, but let’s make it crystal clear: A health share will never, ever be health insurance. And honestly, that’s the whole point. Today, I’ll break down why that’s a good thing—and why you might be glad that health shares play by different rules. Why Health Insurance Feels So Complicated Health insurance is an entire industry … [Read more...] about Why a Health Share Will Never Be Insurance (And Why That’s Actually a Good Thing)

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