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Sedera and Pre-Existing Conditions

Updated November 12, 2025 by Holly Patiño Leave a Comment

When it comes to healthcare sharing, one of the most common questions people have is how Sedera handles pre-existing conditions. Understanding these guidelines can help you know what medical needs are eligible for sharing and when. What Is Considered a Pre-Existing Condition? Sedera defines a pre-existing condition as any medical condition that existed before your … [Read more...] about Sedera and Pre-Existing Conditions

Samaritan Ministries and Pre-Existing Conditions

Updated November 10, 2025 by Holly Patiño Leave a Comment

What is Considered a Pre-Existing Condition? If you had a diagnosis, treatment, or had symptoms which would have prompted a reasonable person to seek treatment or evaluation during the 12 months prior to membership, the condition will be considered pre-existing. Exceptions: For back problems, blood diseases, cases of related cancers, diabetes, genetic disorders, … [Read more...] about Samaritan Ministries and Pre-Existing Conditions

OneShare Health and Pre-Existing Conditions

Updated October 30, 2023 by Holly Patiño Leave a Comment

What is Considered a Pre-Existing Condition? At OneShare Health, a Pre-Existing Condition is defined as any sickness or Injury for which you have received medical treatment, advice, care, or services, including diagnostic measures, took prescribed drugs, or showed signs and symptoms, whether treated or not, within 24 months before the Effective Date of your Program. … [Read more...] about OneShare Health and Pre-Existing Conditions

Liberty HealthShare and Pre-Existing Conditions

Updated October 30, 2023 by Holly Patiño Leave a Comment

What is Considered a Pre-Existing Condition? Liberty HealthShare defines a pre-existing condition as a condition for which signs, symptoms or treatment were present prior to application, or can be reasonably expected to require medical intervention in the future, needs to be declared upon application for Liberty HealthShare membership, and updated with any new symptoms/signs … [Read more...] about Liberty HealthShare and Pre-Existing Conditions

Christian Healthcare Ministries (CHM) and Pre-Existing Conditions

Updated October 30, 2023 by Holly Patiño Leave a Comment

What is Considered a Pre-Existing Condition? Christian Healthcare Ministries (CHM) defines a pre-existing condition as any medical condition for which you experience signs, symptoms, testing or treatment before joining Christian Healthcare Ministries (CHM). Routine or maintenance medications are considered treatment. For example, if you have a stent that was inserted for … [Read more...] about Christian Healthcare Ministries (CHM) and Pre-Existing Conditions

Christian Care Ministry (Medi-Share) and Pre-Existing Conditions

Updated October 30, 2023 by Holly Patiño Leave a Comment

What is Considered a Pre-Existing Condition? Medical bills for diagnosis or treatment of a non-congenital pre-existing medical condition, defined as signs/symptoms, testing, diagnosis, treatment, OR medication for a condition within 36 months prior to membership (based on medical records). Medi-Share's Limitations for Pre-Existing … [Read more...] about Christian Care Ministry (Medi-Share) and Pre-Existing Conditions

Altrua HealthShare and Pre-Existing Conditions

Updated October 30, 2023 by Holly Patiño Leave a Comment

What is Considered a Pre-Existing Condition? Altrua HealthShare defines a pre-existing condition as an illness or medical condition for which you have received medical advice or treatment at any time during the ten-year look back period preceding your membership effective date that would result in a two-year, five-year or lifetime limitation. Altrua HealthShares states … [Read more...] about Altrua HealthShare and Pre-Existing Conditions

Secular Health Share Plans

Updated October 30, 2023 by Holly Patiño Leave a Comment

The concept of Health Sharing started in the Christian community, so it may not come as a surprise that most Health Shares have a religious requirement in order to join them. Do you have to be religious to join a Health Share? There is a Health Share for everyone. If you want to join one of the Christian Health Shares, they will have religious requirements in order … [Read more...] about Secular Health Share Plans

Christian Health Shares: Learn the Requirements to Join

Updated November 9, 2025 by Holly Patiño Leave a Comment

Christian Health Share Plans Health Shares began in the 1980s when a beloved pastor in Ohio was in a terrible car accident. The pastor's congregation came together to pay for all of his medical bills in less than two months. This same church community decided to continue following the biblical mandate to “bear one another’s burdens” by sharing healthcare costs within their … [Read more...] about Christian Health Shares: Learn the Requirements to Join

Are Health Share Plans Legit?

Updated October 8, 2024 by Holly Patiño Leave a Comment

If you’ve ever explored alternatives to traditional health insurance, you’ve likely come across health share plans. They promise affordable healthcare solutions and are especially attractive for those who find traditional insurance too expensive. But are health share plans legit, and do they actually help with medical bills when you need them the most? Let’s dive into how … [Read more...] about Are Health Share Plans Legit?

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