• Skip to main content
  • Skip to secondary menu
  • Skip to primary sidebar
  • Skip to footer
Health Share 101 logo

Health Share 101

The #1 Website about Health Shares

  • Home
  • Health Share Reviews
  • Health Share Comparisons
  • Blog
  • About
  • Contact Us
Home » Blog » HealthShare Basics » What Does a Health Share “IUA” Mean?

What Does a Health Share “IUA” Mean?

Updated October 30, 2023 by Holly Patiño Leave a Comment

This post may contain affiliate links, which means if you enroll through my link, I’ll receive a small commission at no extra cost to you.

The Initial Unshareable Amount (commonly known as the “IUA”), is the amount the Health Share member would need to pay the medical provider before the Health Share community will “share” in any eligible medical expenses.

The member chooses which IUA amount they want, based on what the Health Share offers. Typically, the larger the member’s responsibility amount is before the Health Share “shares” in anything, the lower the monthly contribution amount.

The video below provides a great explanation on how an IUA works compared to the costs of traditional Health Insurance:

While all Health Shares have some sort of personal responsibility amount that needs to be paid before the Health Share community steps in, the following Health Shares specifically have an Initial Unshareable Amount: Samaritan Ministries, Sedera, and Zion HealthShare. Learn more about Health Share IUAs here.

Which Health Share Should I Join?

There are a lot of Health Share plans to choose from, which is great, but it can also get overwhelming! 

After much research on all of the Health Shares, I ended up writing an article on the Best Health Share Plans. In this post, I narrow it all down and let you know which health share plans I recommend.

Related Posts:

  • Best Health Share Plans
    Best Health Share Plans in 2025
  • Health Share Reviews_Joppa
    Joppa Health Share Reviews
  • Health Share Reviews_Zion
    Zion HealthShare Reviews
  • Mature,Couple,Sitting,And,Managing,Expenses,At,Home.,Happy,African
    Are Health Share Premiums Tax Deductible?

Filed Under: HealthShare Basics

Holly Patiño
Hello! My name is Holly, and I am so happy you have found my website! Before I left the workforce to become a stay-at-home mom, I spent 11 years working for an Investing Education company, later acquired by a large brokerage firm, where I specialized in Risk Management. With that experience, I have become very thorough with legal documents, which I used to comb through and really deep dive into each Health Share’s website to determine what medical bills are actually shareable with their members. I have created Health Share 101 to provide the information you need to make an educated decision for you and your family.

Navigating Health Share Plans? 🤔 Grab my FREE Health Share Guide and Essential Checklist so you can make the best choice!

* indicates required

Reader Interactions

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Primary Sidebar

Looking for Something? Search Here

Looking to save up to 60% on your healthcare? Grab my FREE Health Share Guide and Checklist so you can make the best choice!

Most Popular Articles

What is the Best Health Share For Individuals and Families?

Non-Religious Health Share Plans

Get a Zion HealthShare Quote (+ Enrollment Process)

Why I Ditched Health Insurance to Join a Health Share

Best Health Share Plans in 2025

Categories

  • Comparison
  • Comparison Guide
  • Direct Primary Care
  • Featured
  • Health Insurance
  • Healthcare
  • HealthShare Basics
  • Laws and Regulations
  • Pharmacy
  • Popular
  • Reviews
  • Uncategorized

Follow Me!

  • Facebook
  • Instagram
  • LinkedIn
  • Reddit
  • YouTube

1Zion HealthShare – Our Top Choice

Read Our Full Zion Review Enroll for zion

Footer

Hello! My name is Holly, and I am so happy you have found my website! My mission is to help more people, like you, access affordable healthcare. I have found that one of the best ways to do this is by joining a reputable Health Share.

Privacy Policy

Terms and Conditions

Disclosures

Ready to get started?

Get a Quote

Enroll Now

Health Share Plans Guide

Best Health Share Plans

About

Contact

Copyright © 2025 · Health Share 101