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Home » Blog » Comparison » Solidarity Healthshare vs Sedera

Solidarity Healthshare vs Sedera

Updated October 30, 2023 by Holly Patiño Leave a Comment

This post may contain affiliate links, which means if you enroll through my link, I’ll receive a small commission at no extra cost to you.

In this post, I am going to do a comparison of Solidarity Healthshare and Sedera.

I will go over member responsibility amounts (what member’s pay before the community shares in any medical bills), monthly costs (this is dependent on age, individual/family memberships, and the Member Responsibility amount you choose), preventative sharing, pre-existing conditions, maternity, turnaround time to pay medical bills, and any special considerations to be aware of.

Member Responsibility Amounts

Solidarity HealthShare: The Annual Unshared Amount is the amount of money each member is responsible for regarding their health care costs before other members will begin sharing with them. This amount is $750 if you’re single, $1,500 for a couple, and $2,500 for a family.

Per Event Personal Expense amounts can be: $300, $500, or $1,000.

The Annual Unshared Amount can be: $3,300 (single), $3,600 (couple), or $3,900 (family)

Sedera Initial Unshareable Amount (IUA): The Initial Unshareable Amount (commonly known as the “IUA”), is the amount the member would need to pay before the HealthShare will “share” in any medical expenses. Sedera has five IUA amounts to choose from: $500, $1000, $1500, $2500, and $5000.

Monthly Contribution Price Range

Solidarity HealthShare: $149 to $599 + $120.00 upon enrollment and every year.

Sedera: $113 to $1,713

Statement of Faith

Solidarity HealthShare: Must agree to live by biblical principles and respects the moral teachings of the Catholic Church. Medical expenses related to anything that goes against Catholic ethics are not shareable.

Sedera: None – They accept people of all faiths.

For more detailed information on faith-based requirements, please read this post about Christian Health Share Plans.

If you prefer a HealthShare that has no religious requirements, please read my post about Non-Religious Health Share Plans.

Preventative Sharing

Solidarity HealthShare: They offer one annual wellness exam or physical per year. They allow multiple well baby visits per year within the first two years of birth.

Sedera: Routine childhood immunizations are shareable. Diagnostic colonoscopies and Diagnostic mammograms are shareable after an IUA is paid – some restrictions may apply (age, need, reasonable cost, etc).

Pre-Existing Conditions

Solidarity HealthShare: There is a 1 year waiting period, then in the second and third year, they offer up to $25,000 sharing and in the fourth year they no longer consider it a pre-existing condition. 

Sedera: 1 year waiting period (nothing shareable related to the pre-existing condition, up to $15,000 shareable after the first year, up to $30,000 shareable after the second year, and fully shareable after the third year. 

For more detailed information, please read my post about How The Top HealthShare’s Handle Pre-Existing Conditions.

Maternity

Solidarity HealthShare: Members must be married in order to have maternity and newborn needs shared. Members would need to pay their member responsibility before maternity needs are shared. 

Sedera: Medical expenses for childbirth that have an expected delivery date within the first 12 months of membership are not shareable. Normal vaginal deliveries and emergency Cesarean section deliveries have a total Initial Unshareable Amount (IUA) of $5,000. Non-emergency/elective Cesarean section deliveries have a total IUA of $7,500. The standard IUA levels of $500 – $5,000 do not apply for Maternity Needs.

Feel free to learn more at The Top HealthShare’s Maternity Benefits (Comparison Guide).

Turnaround Time for Paying Medical Bills

Solidarity HealthShare: 90 days

Sedera: 30-60 days

Considerations

Solidarity HealthShare: After paying your AUA, Solidarity HealthShare offers plans that will share 70% of medical bills up to $125,000 or 100% of your medical bills up $125,000 or up to $1 million per incident (depending on which plan you choose). 

Sedera: No single need may consume more than one third of the total number of shares available in a given month. This can result in a medical need being capped, but it is at an unknown amount since it is dependent on how many people contribute each month.  Also, members are Required to join with an association, company or other grouped billing. 

Which Health Share Plan Should You Join?

Choosing a Health Share plan is a very personal decision. Feel free to check out Solidarity HealthShare Reviews and Sedera Reviews. I provide a lot more information on each Health Share and you can read reviews from other members. 

There are so many different Health Share plans to choose from, which is great, but it can also be overwhelming! To help narrow down your choices, I wrote an article on the Best Health Share Plans. You will find which health share plans I recommend to help you on your search for affordable healthcare.

Related Posts:

  • Health Share Reviews_Solidarity
    Solidarity HealthShare Reviews
  • Christian Health Share
    Christian Health Share Plans
  • Best Health Share Plans
    Best Health Share Plans in 2025
  • Health Share Review
    The Ultimate Zion HealthShare Review

Filed Under: Comparison

Holly Patiño
Hello! My name is Holly, and I am so happy you have found my website! Before I left the workforce to become a stay-at-home mom, I spent 11 years working for an Investing Education company, later acquired by a large brokerage firm, where I specialized in Risk Management. With that experience, I have become very thorough with legal documents, which I used to comb through and really deep dive into each Health Share’s website to determine what medical bills are actually shareable with their members. I have created Health Share 101 to provide the information you need to make an educated decision for you and your family.

Navigating Health Share Plans? 🤔 Grab my FREE Health Share Guide and Essential Checklist so you can make the best choice!

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