What’s really happening to ACA premiums in 2026? ACA Marketplace premiums are projected to rise by an average of about 20% in 2026, with some states seeing increases of 30% or more. These proposed rate changes, filed by insurers with state regulators, mark the biggest jump since 2018. Below is a state-by-state interactive map showing how much premiums may change where … [Read more...] about How Much ACA Marketplace Premiums Are Going Up in 2026 (State-by-State)
The Biggest Mistake People Make When Joining a Health Share
When people join a health share, there’s one mistake I see over and over again—and it can cost you big time. That mistake? Not reading the Member Guidelines. I get it. The guidelines are long, they can be boring, and no one is excited to curl up on the couch with a 50-page PDF. But skipping them is the fastest way to end up frustrated—or worse, stuck with a medical bill … [Read more...] about The Biggest Mistake People Make When Joining a Health Share
Direct Primary Care Memberships Are Now HSA-Eligible
Healthcare savings just got a major upgrade. On July 4, 2025, the One Big Beautiful Bill Act (H.R.1) was signed into law, expanding several tax-advantaged health benefits. One of the biggest changes? Starting January 1, 2026, Direct Primary Care (DPC) memberships will finally be HSA-eligible. That means Americans can now use tax-free HSA funds to pay for their monthly DPC … [Read more...] about Direct Primary Care Memberships Are Now HSA-Eligible
Dr. Elisabeth Potter Is Right About Insurance—Here’s a Smarter Way Forward
I recently watched a video from Dr. Elisabeth Potter, a board-certified plastic surgeon in Austin, and it really struck a chord with me. If you haven’t come across her before, Dr. Potter has become well-known over the past few months for being outspoken about how insurance companies operate—especially the way they deny medically necessary care. She’s even said she’s being … [Read more...] about Dr. Elisabeth Potter Is Right About Insurance—Here’s a Smarter Way Forward
Health Insurance Mandates by State (Interactive Map)
When the Affordable Care Act (ACA) first passed, it included the individual mandate — a federal requirement that most Americans maintain qualifying health insurance or pay a tax penalty. The goal was to keep premiums stable by ensuring enough healthy people were enrolled to balance the costs of those needing more care. But in 2019, the federal penalty was reduced to $0, … [Read more...] about Health Insurance Mandates by State (Interactive Map)
State Rules for Health Share Membership (MEC Requirements & Restrictions)
Check Your State’s Health Share Rules Use this interactive map to see: How to use the map: Important: This map is updated annually, but state rules can change. Always confirm the latest requirements on your state’s official website or with a qualified tax advisor. 50-State Health Share Legality & Rules Map Last updated: Aug 12, 2025 • Refreshed … [Read more...] about State Rules for Health Share Membership (MEC Requirements & Restrictions)
Affordable Healthcare for the Self-Employed: What 30 Million Americans Need to Know
If you're self-employed, under 65, and paying for your own healthcare—without any serious pre-existing conditions—you’re not alone. In fact, you're part of a 30 million–strong group of Americans looking for smart alternatives to traditional health insurance. Health insurance premiums keep rising. Networks are more limited. And if you don’t get benefits through an employer, … [Read more...] about Affordable Healthcare for the Self-Employed: What 30 Million Americans Need to Know
Why Do People Defend a Broken Health Insurance System?
If you've ever spent time scrolling through Reddit forums like r/HealthInsurance, you've probably noticed a pattern. Post after post from people venting their frustration about how expensive, confusing, and ineffective traditional health insurance has become. You’ll see comments like: The frustration is loud and clear. But here's where it gets interesting... The … [Read more...] about Why Do People Defend a Broken Health Insurance System?
How to Fight Medical Bills: The Power of Itemized Medical Bills
Have you ever received a medical bill that left you scratching your head, wondering, "How is this even possible?" If so, you're not alone. Studies show that up to 80% of medical bills contain errors, and chances are, those mistakes are not in your favor. But there’s a simple and effective solution to help you avoid paying for errors: requesting an itemized medical bill. In … [Read more...] about How to Fight Medical Bills: The Power of Itemized Medical Bills
Trump’s New Executive Order: Healthcare Price Transparency Explained
On February 25, 2025, President Trump signed an executive order titled "Making America Healthy Again by Empowering Patients with Clear, Accurate, and Actionable Healthcare Pricing Information." This order aims to increase transparency in healthcare costs, helping patients, employers, and taxpayers better understand what they’re paying for medical services before they receive … [Read more...] about Trump’s New Executive Order: Healthcare Price Transparency Explained