How Does a Health Share Membership Work in Case of a Major Event Like a Heart Attack? When it comes to health expenses, especially for something as serious as a heart attack, many people assume that traditional health insurance is their only option. However, there's a lesser-known but increasingly popular alternative: a health share membership. This nonprofit approach … [Read more...] about Can you afford a Heart Attack in America?
Why You Should Always Ask for an Itemized Medical Bill
When was the last time you took a close look at your medical bill? If you’re like most people, you probably didn’t—because who has the time or energy to decipher all those confusing codes and charges, right? However, doing so could save you a surprising amount of money. It’s estimated that 80% of all medical bills are wrong—and here’s the kicker: they are probably not wrong … [Read more...] about Why You Should Always Ask for an Itemized Medical Bill
Health Insurance in a Nutshell: When Paying More Makes No Sense
Health insurance is one of those things we’re all told we have to have—just in case. You pay a monthly premium for the comfort of knowing you’re covered in case of a health emergency or routine care. But what happens when you actually need to use it? Here’s a real-life example that makes you wonder if health insurance is really working in your favor. A friend with a family … [Read more...] about Health Insurance in a Nutshell: When Paying More Makes No Sense
The Truth About Doctor Salaries: Separating Fact from Fiction
When most people think of doctors, they imagine a life of luxury, high salaries, and financial freedom. The perception is that after years of medical school and training, doctors are rewarded with lucrative careers that allow them to live comfortably. But this view often overlooks the realities that many in the medical profession face, especially those just starting or working … [Read more...] about The Truth About Doctor Salaries: Separating Fact from Fiction
Preferred Provider Organization (PPO): Definition and Benefits
Choosing the right health plan can be a daunting task, especially with so many acronyms and terms to navigate. One common type of health insurance plan is the Preferred Provider Organization, or PPO. This guide will explain what a PPO is, its benefits, and how it compares to other health plans, helping you make an informed decision. What is a PPO? A Preferred Provider … [Read more...] about Preferred Provider Organization (PPO): Definition and Benefits
The Medicaid Coverage Gap
The Affordable Care Act (ACA) aimed to expand healthcare access to millions of Americans, with a significant component being the expansion of Medicaid programs. However, as of 2024, several states have not adopted Medicaid expansion, creating a coverage gap for many low-income individuals and families. This blog post explores the Medicaid gap, who it affects, and the options … [Read more...] about The Medicaid Coverage Gap
What To Do if You Miss Open Enrollment for Health Insurance
Missing the open enrollment period for health insurance can be a stressful experience, especially if you’re unsure about your options for getting coverage. The open enrollment period is a designated time each year when you can sign up for health insurance through the marketplace or make changes to your existing plan. But what happens if you miss this window? Don't worry, there … [Read more...] about What To Do if You Miss Open Enrollment for Health Insurance
What is the Health Maintenance Organization (HMO)?
Navigating the world of health insurance can be overwhelming, especially with so many acronyms and plan types to understand. One common type of health insurance plan is the Health Maintenance Organization, or HMO. This guide will explain the meaning of HMO, how it works, its benefits, and how it compares to other health plans, helping you make an informed decision. HMO … [Read more...] about What is the Health Maintenance Organization (HMO)?
Changes to Short-Term Health Insurance Plans
New Federal Rule Imposes Limits on Short-Term Health Insurance A finalized federal rule announced by the Departments of Treasury, Health and Human Services, and Labor on March 28, 2024, will impose new nationwide duration limits on short-term limited-duration insurance (STLDI) plans. This rule, effective for plans sold or issued on or after September 1, 2024, will limit … [Read more...] about Changes to Short-Term Health Insurance Plans
Comparing Healthcare Policies of Presidential Candidates: Trump vs. Harris vs. RFK Jr.
As the 2024 presidential election approaches, healthcare remains a significant issue. Here’s a comparison of how Vice President Kamala Harris, former President Donald Trump, and Robert F. Kennedy Jr. plan to address healthcare in America. Kamala Harris Affordable Care Act (ACA): Medicare for All: Healthcare for Undocumented Immigrants: Prescription Drug … [Read more...] about Comparing Healthcare Policies of Presidential Candidates: Trump vs. Harris vs. RFK Jr.
