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How Do You Get Affordable Healthcare If You Are A Freelancer?
If you are a freelancer, you can join a Health Share Plan for truly affordable healthcare. In this post, I will explain what a Health Share is, how it works, the benefits, and which Health Share is the best fit if you are a freelancer.
What is a Health Share?
A Health Share Plan is a proven and effective non-insurance solution for managing large, unexpected medical expenses. A Health Share is a non-profit organization that is built on a community of like-minded people who rely on each other to pay for large and unexpected medical bills.
How does a Health Share work?
Members contribute money each month to the Health Share community to help those in need. When they have an eligible medical need, they pay their member responsibility amount (which is comparable to a deductible) and then the Health Share community pays for the rest of the eligible medical needs.
Why a Health Share Plan is Perfect if you are a Freelancer
- Save Money. This is the number one reason why most people choose to join a Health Share over Health Insurance.
- Community. Members choose a community that fits their personal beliefs or lifestyle choices.
- Less or no Network Restrictions. Health Share members typically enjoy more freedom to choose which Doctors or healthcare providers they want to see. For preventative services, most Health Shares seem to have a network that they work with.
- Nationwide or Worldwide sharing. Health Shares usually have sharing available to people all throughout the United States and even abroad. Health Shares are a great option for those who love to travel.
Why I Recommend Zion HealthShare If You Are a Freelancer
- Zion HealthShare members typically save 30-60% off of traditional Health Insurance.
- Zion HealthShare accepts members of all faiths.They are a community of individuals who strive to live a healthy lifestyle and want to share in the costs of one another’s medical burdens. With a healthier community of members, this helps keep costs down for everyone.
- Zion HealthShare does not have annual or lifetime caps on eligible need requests. This gives people peace of mind if very large medical expenses come up, they are not capped.
- Zion HealthShare is known in the industry and to its members for processing medical needs quickly – often within five to ten business days (once all receipts and bills are submitted)!
- Zion HealthShare will negotiate your medical bills for you – big or small. This means that the bigger medical bills have less of an impact for the entire community.
- Zion HealthShare has great maternity benefits. Members first pay their IUA (the amount they choose to pay before the community shares in medical expenses). Afterward, 100% of your eligible maternity medical expenses will be shared.
- Zion HealthShare allows people with pre-existing conditions to join the health share – rather than denying them. Instead, they offer a waiting period for pre-existing conditions and a phase-in of sharing in these pre-existing conditions.
- Zion HealthShare is a Nationwide Health Share, so you can live anywhere in the United States and become a member.
- Zion HealthShare will share in medical costs when on a vacation or serving a mission outside of the United States.
- Members can work with providers of their choice – without network restrictions.
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