Affordable Healthcare for RV Living

This post may contain affiliate links, which means if you enroll through my link, I’ll receive a small commission at no extra cost to you.

If you are living that RV lifestyle, whether part-time or full-time, you most likely have wondered about paying for your healthcare. While most people start looking at Health Insurance, they quickly get discouraged when they see the limitations you have when you are living in an RV for a majority of your time.

That’s why I recommend looking at joining a HealthShare. You get the flexibility you want and the peace of mind you need if/when large and unexpected medical bills come your way.

Why a Health Share is a Great Option for RV Living

• Most people save money on their healthcare costs when they join a Health Share.
• A Health Share has an open enrollment all year long.
• No contracts. The Health Share is month-to-month and you can cancel at anytime.
• Most Health Shares are nationwide and some share worldwide.
• Health Share plans are typically designed for larger unexpected medical needs and is also a big reason why Health Share plans are much more affordable. 
• Health Share plans typically do not have network restrictions.
• Most people save up to 30-60% on their healthcare costs when they join a Health Share.

Why I Recommend Zion HealthShare for RVers

After reviewing all of the Health Share options, the one I find myself recommending to most people is Zion HealthShare. When you look further into what Zion HealthShare offers, it’s easy to see why they are the fastest growing Health Share communities. 

And here’s just a few reasons why: 

• Zion HealthShare accepts members of all faiths. They are a community of individuals who strive to live a healthy lifestyle and want to share in the costs of one another’s medical burdens. With a healthier community of members, this helps keep costs down for everyone. 
• Zion HealthShare members typically save 30-60% off of traditional Health Insurance. 
• Zion HealthShare does not have annual or lifetime caps on eligible need requests. This gives people peace of mind if very large medical expenses come up, they are not capped.
• Zion HealthShare is known in the industry and to its members for processing medical needs quickly – often within five to ten business days (once all receipts and bills are submitted)! 
• Zion HealthShare will negotiate your medical bills for you – big or small. This means that the bigger medical bills have less of an impact for the entire community. For smaller medical bills that are less than your Initial Unshareable Amount (IUA) and not normally shared within the community, you are not on your own! Submit that medical bill to Zion HealthShare and they will work to negotiate that price down for you, so that you can pay less money out of pocket. 
• Zion HealthShare allows people with pre-existing conditions to join the health share – rather than denying them. Instead, they offer a waiting period for pre-existing conditions and a phase-in of sharing in these pre-existing conditions. 
• Zion HealthShare is a Nationwide Health Share, so you can live anywhere in the United States and become a member. Great for people who love to travel!
• Zion HealthShare will share in medical costs when on a vacation or serving a mission outside of the United States. 
• Immediately after becoming a member, Zion HealthShare shares in Annual provider visits. After six months of membership, they will share in colonoscopy, mammogram, and youth immunizations.
• Members can work with providers of their choice – without network restrictions. 

Feel free to visit ZionHealthShare.org to learn more about them and see if it’s the right fit for you.

Health shares are not insurance and do not offer insurance coverage. Membership in a health share does not guarantee the payment or reimbursement of medical expenses. Each organization operates under its own membership guidelines, which determine what expenses may be eligible for sharing. This publication is for informational purposes only and is not provided by an insurance company. For state-specific notices and full program details, please visit the respective health share’s official website.