Why Zion HealthShare is Perfect for Direct Primary Care (DPC) Members

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What is Zion HealthShare?

Zion HealthShare is a non-profit Health Share that provides an organized way for members to share in each other’s large and unexpected medical bills.

How a Zion HealthShare Membership Works

Zion HealthShare Members pay a monthly contribution amount. This money is set aside for eligible sharing requests of the Zion HealthShare community.

When an eligible medical need arises, the member would first pay their Initial Unshareable Amount (IUA), this is the amount that members will be responsible for per sharing request before your eligible medical bills can be shared with the Zion HealthShare community.

Then the member would submit their itemized bills online to Zion HealthShare. Be sure to include receipts that show that you have already paid your IUA.

When you go to your doctor’s appointment, present yourself as a self-pay patient and request any available discounts. Remember to request an itemized bill which you will submit via the Zion HealthShare Member Portal.

How Zion HealthShare and Direct Primary Care (DPC) Work Together

You would go to your Direct Primary Care (DPC) Doctor for your primary and preventive needs. You would go through Zion HealthShare for major medical expenses.

Together, they provide an amazing healthcare experience for their members at an amazing price (more on that below).

Why Zion HealthShare Is Perfect for DPC Members

• Zion HealthShare members typically save 30-60% off of traditional Health Insurance.
• Zion HealthShare accepts members of all faiths.They are a community of individuals who strive to live a healthy lifestyle and want to share in the costs of one another’s medical burdens. With a healthier community of members, this helps keep costs down for everyone.  
• Zion HealthShare does not have annual or lifetime caps on eligible need requests. This gives people peace of mind if very large medical expenses come up, they are not capped.
• Zion HealthShare is known in the industry and to its members for processing sharing requests quickly – often within five to ten business days (once all receipts and bills are submitted)! 
• Zion HealthShare has great maternity shared services. Members first pay their IUA (the amount they choose to pay before the community shares in medical expenses). Afterward, 100% of your eligible maternity medical expenses will be shared.
• Zion HealthShare allows people with pre-membership conditions to join the health share – rather than denying them. Instead, they offer a waiting period for pre-membership conditions and a phase-in of sharing in these pre-membership conditions. 
• Zion HealthShare is a Nationwide Health Share, so you can live anywhere in the United States and become a member. 
• Zion HealthShare will share into acute medical costs incurred outside the United States. 
• Members can work with providers of their choice – without network restrictions. 

Discount on Your Zion HealthShare Membership

Because Direct Primary Care members work so closely with their doctor to proactively improve their health and live a healthy lifestyle, they receive special discounted prices at Zion HealthShare.

CASE STUDY – Let’s go over a quick example:

Age: 45 Years old

Membership Type: Member Family (this includes the member, spouse, and any children)

$1,000 IUA: This is the amount you would pay your medical provider before Zion HealthShare shares in any eligible medical bills.

Zion HealthShare Membership:

Zion HealthShare Monthly Contribution Amount: $625.00

Zion HealthShare Membership with a DPC Membership:

DPC Monthly Membership Amount: $200 (this is an example based on our family’s DPC costs where we live)

Zion HealthShare Monthly Contribution Amount with a DPC Membership: $450.00

Conclusion:

It would cost this person $650.00 a month for both memberships: Zion HealthShare and the Direct Primary Care. If this person already had a Zion HealthShare membership, it would only cost them an additional $25 a month to have access to a Direct Primary Care doctor (more or less, depending on which Direct Primary Care you go with).

Learn more at ZionHealthShare.org

Health shares are not insurance and do not offer insurance coverage. Membership in a health share does not guarantee the payment or reimbursement of medical expenses. Each organization operates under its own membership guidelines, which determine what expenses may be eligible for sharing. This publication is for informational purposes only and is not provided by an insurance company. For state-specific notices and full program details, please visit the respective health share’s official website.