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Affordable Healthcare for Travelers
Before you travel abroad, it’s important to know that most Health Insurance plans provide partial or no coverage while you are traveling in another country. For Medicare, there is no coverage abroad.
If you are in a Country with universal health care, they might assist with minor needs, but they are under no obligation to do so. If you are in need of major or ongoing medical expenses, you would most likely be responsible for your own medical expenses.
If you travel abroad often enough, you may want to consider joining a HealthShare. It’s an affordable way to enjoy healthcare worldwide.
What is a Health Share?
A Health Share is a non-profit organization where healthcare costs are shared among members who have common beliefs. Health Shares are a proven and effective alternative to Health Insurance. They have been around for forty years!
Health Share members have a common goal of sharing in one another’s medical expenses. A Health Share provides an organized way of making this happen.
How does a Health Share work?
Members contribute money each month to the Health Share community to help those in need. When they have an eligible medical need, they pay their member responsibility amount (which is comparable to a deductible) and then the Health Share community pays for the rest of the eligible medical needs.
Is Joining a Health Share right for Me?
Generally speaking, Health Share plans are designed to help members with larger unexpected medical expenses. That means that smaller medical bills that are less than the chosen member responsibility amount, would be paid by the member.
For most people, a Health Share is still a great alternative to Health Insurance. In the long run, members save money each month and still have that security knowing that larger eligible medical bills will be “shared” once the member responsibility is paid.
The Best Health Share Plans For Travelers
A Health Share is a fantastic way to access affordable healthcare worldwide. Health Shares typically save members an average of 30-60% on their healthcare costs (when compared to traditional Health Insurance).
The Health Share that I recommend for Travelers would be Zion Health. Here’s why:
- Zion HealthShare is a secular, or non-religious, Health Share, which makes it available to everyone to join.
- There is no “open enrollment” period, which means you can get enrolled all throughout the year.
- There are no contracts. Members are month-to-month and can cancel at any time.
- Members can take advantage of customizable add-on solutions to fit their needs.
- Zion HealthShare will also share in medical costs incurred outside the United States.
- Zion HealthShare processes medical needs within 5-10 business days, once all medical bills and receipts are submitted. This is the fastest of any Health Share!
Learn more at ZionHealthShare.org
Health shares are not insurance and do not offer insurance coverage. Membership in a health share does not guarantee the payment or reimbursement of medical expenses. Each organization operates under its own membership guidelines, which determine what expenses may be eligible for sharing. This publication is for informational purposes only and is not provided by an insurance company. For state-specific notices and full program details, please visit the respective health share’s official website.
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