Sedera’s cost-sharing solution provides affordability, choice, transparency, and support to pay for your healthcare expenses. Medical Cost Sharing is peer-to-peer sharing of large, unexpected medical costs through a membership-based Community. How Much Does Sedera Cost? When you join Sedera, you begin contributing funds for use by other Members on a monthly basis. … [Read more...] about How Much Does Sedera Cost?
Sedera
Best Health Share Plans for People who Smoke Tobacco Products
Health Share Plans are primarily focused on people who are proactive about living a healthy lifestyle. It's one of the reasons why Health Share plans are less expensive than Health Insurance - not everyone can join them. However, there are a lot of people who smoke who still try to live a heathy lifestyle, whether they are trying to quit smoking or not. Health Share … [Read more...] about Best Health Share Plans for People who Smoke Tobacco Products
Is Sedera Health Insurance?
About Sedera Sedera is a non-profit Medical Cost Sharing community that offers an innovative solutions for individuals and families who want to manage large unexpected and healthcare costs. Is Sedera the same as Health Insurance? It's important to know that Sedera is NOT Health Insurance. Sedera is a Medical Cost Sharing Company, or Health Share, which … [Read more...] about Is Sedera Health Insurance?
Altrua HealthShare vs Sedera
In this post, I am going to do a comparison of Altrua Healthshare and Sedera. I will go over member responsibility amounts (what member’s pay before the community shares in any medical bills), monthly costs (this is dependent on age, individual/family memberships, and the Member Responsibility amount you choose), preventative sharing, pre-existing conditions, maternity, … [Read more...] about Altrua HealthShare vs Sedera
Sedera and Pre-Existing Conditions
What is Considered a Pre-Existing Condition? Sedera considers any medical condition that existed prior to membership (diagnosed, suspected or producing observable signs or symptoms) is considered a Pre-existing Medical Condition. Needs that result from Pre-existing Medical Conditions are subject to sharing limitations (as presented in these Guidelines) unless 36 months … [Read more...] about Sedera and Pre-Existing Conditions
Secular Health Share Plans
The concept of Health Sharing started in the Christian community, so it may not come as a surprise that most Health Shares have a religious requirement in order to join them. Do you have to be religious to join a Health Share? There is a Health Share for everyone. If you want to join one of the Christian Health Shares, they will have religious requirements in order … [Read more...] about Secular Health Share Plans
What is the IUA at a Health Share?
The Initial Unshareable Amount (commonly known as the “IUA”), is not the same as a traditional health insurance deductible that accumulates over a calendar year. The IUA is the amount the member would need to pay the medical provider before the Health Share community will “share” in any eligible medical expenses. The member chooses which IUA amount they want. Typically, … [Read more...] about What is the IUA at a Health Share?
Sedera vs Zion HealthShare
There are only two Health Shares that do not have a religious affiliation or requirement to become a member: Sedera and Zion HealthShare. In this post, I am going to review monthly costs (range is dependent on age, individual/family memberships, and the IUA* amount), preventative sharing, pre-existing conditions, maternity, turnaround time to pay medical bills, and any … [Read more...] about Sedera vs Zion HealthShare
