Health Insurance

Health insurance is one of those things we’re all told we have to have—just in case. You pay a monthly premium for the comfort of knowing you’re covered in case of a health emergency or routine care. But what happens when you actually need to use it? Here’s a real-life example that makes you wonder if health insurance is really working in your favor. A friend with a family … [Read more...] about Health Insurance in a Nutshell: When Paying More Makes No Sense

Missing the open enrollment period for health insurance can be a stressful experience, especially if you’re unsure about your options for getting coverage. The open enrollment period is a designated time each year when you can sign up for health insurance through the marketplace or make changes to your existing plan. But what happens if you miss this window? Don't worry, there … [Read more...] about What To Do if You Miss Open Enrollment for Health Insurance

New Federal Rule Imposes Limits on Short-Term Health Insurance A finalized federal rule announced by the Departments of Treasury, Health and Human Services, and Labor on March 28, 2024, will impose new nationwide duration limits on short-term limited-duration insurance (STLDI) plans. This rule, effective for plans sold or issued on or after September 1, 2024, will limit … [Read more...] about Changes to Short-Term Health Insurance Plans

Are you struggling with the thought, “I can’t afford health insurance and don’t qualify for Medicaid?” You’re not alone. Many Americans face the same challenge, and it can be overwhelming. But fear not, because this blog post is here to help you navigate the complex world of health insurance and find solutions that work for you. Short Summary Understanding Your Health … [Read more...] about When You Can’t Afford Health Insurance and Don’t Qualify for Medicaid in 2024

With the ever-changing landscape of health insurance laws, it's natural to feel overwhelmed and wonder, "Is it illegal not to have health insurance?" The answer isn't as straightforward as you might think. In this comprehensive guide, we'll explore the current state of health insurance laws, the benefits of maintaining coverage, available insurance options, exemptions, and even … [Read more...] about Is it Illegal Not to Have Health Insurance?

Navigating the complex world of health insurance can be daunting, especially when it comes to understanding the differences between the two major government-funded programs: Medicare vs Medicaid. With millions of Americans relying on these programs for their health care needs, it's crucial to grasp their distinct purposes, coverage options, eligibility criteria, costs, and how … [Read more...] about Medicare vs Medicaid: A Comprehensive Guide for 2024

Are you feeling lost in the world of health insurance when your job doesn't offer health insurance? Don't worry, you're not alone. Millions of Americans find themselves in a similar situation every year. This comprehensive guide is designed to help you explore your options and make the best decision for your unique situation. From understanding why employers might not provide … [Read more...] about Exploring Your Options When Your Job Doesn’t Offer Health Insurance