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Zion Health share is a non profit medical cost sharing organization, also known as a Health Share.
Located in Saint George, Utah, the Zion HealthShare community began sharing medical costs with its members in January 2019 and has since become the fastest-growing, top-rated HealthShare in the nation.
Zion HealthShare is a health sharing community built around living a healthy life, inclusivity, and personal responsibility.
How Much Does Zion HealthShare Cost?
There are a few factors to consider when looking at the price. In addition to the monthly costs, you need to look at other fees involved with your annual price or costs associated when you have medical bills.
Zion HealthShare’s Monthly Cost
As a Zion HealthShare member, you will have a monthly contribution that you send each month. Your monthly contribution is determined by household size, oldest member’s age, your selected IUA (Initital Unshareable Amount), and your Membership option (Direct or Essential).
At Zion HealthShare, the monthly contribution can cost anywhere between $111 to $856.
Initial Unshareable Amount (IUA)
The Initial Unshareable Amount, or IUA, is the amount that a member will pay before the Zion HealthShare community shares in medical expenses. The IUA is also known as your personal responsibility. Zion HealthShare has three primary levels of personal responsibility: $1,000, $2,500, and $5,000. The lower your personal responsibility (or IUA), the higher your monthly contribution will be.
All qualifying medical expenses submitted after the IUA is met are shareable with the Zion HealthShare community at one hundred percent. There is no annual or lifetime limit.
For each separate sharing request the Zion HealthShare community will share medical costs after the IUA is met. You will not need to pay the IUA for a single sharing request again until you are symptom free for 12 months. Additionally, you will not be responsible for more than three IUAs in a rolling 12-month period.
Where to Learn More About Zion HealthShare
I wrote an in-depth Zion HealthShare Review where I go into more detail about what’s included with Zion HealthShare.
You can also read reviews from Zion HealthShare members or write your own review.
Health shares are not insurance and do not offer insurance coverage. Membership in a health share does not guarantee the payment or reimbursement of medical expenses. Each organization operates under its own membership guidelines, which determine what expenses may be eligible for sharing. This publication is for informational purposes only and is not provided by an insurance company. For state-specific notices and full program details, please visit the respective health share’s official website.
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