How Much Does United Refuah Cost?

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United Refuah HealthShare is the first and only Jewish-based Health Care Sharing Organization.

United Refuah was designed with the unique characteristics of the American Jewish population in mind. The goal was to be the best health care sharing organization for its members, which doesn’t necessarily mean the lowest monthly contribution.  The founders have taken the best of other health care sharing organizations in order to provide the best value to their members. 

How Much Does United Refuah Cost?

There are a few factors to consider when looking at the price. In addition to the monthly costs, you need to look at other fees involved with your annual price or costs associated when you have medical bills.

United Refuah’s Monthly Cost

As a member of United Refuah, you will have a monthly share that you send each month. The monthly payments are based on how many people are on the plan (individual, couple, or family), age, and which Annual Household Portion (AHP) amount was chosen.

At United Refuah, the monthly price can cost anywhere between $199 to $499.

Single – $199/month

Couple – $349/month

Family (3-6 members) – $499/month

Additional Costs

$125 – Enrollment Fee (one-time)

$75 – Annual Renewal Fee (annual)

Annual Pre-Share Amount

Members are responsible for paying their Annual Pre-Share Amount for each sharing year before sharing begins.

Single – $500

Couple – $1,000

Family – $1,500

Once the Annual Pre-Share Amount has been met, 80% of eligible medical expenses will be assigned for sharing. Members are responsible for the remaining 20% of eligible medical expenses until the Annual Member Co-Share Responsibility is met.

For members that join on or after 11/01/2021, the Maximum Annual Co-Share Responsibility is:

Single – $1,000

Couple – $2,000

Family – $4,000

Pregnancy Fee – In addition to the Annual Pre-Share Amount, there is an additional ‘Pregnancy Fee’ per pregnancy for Single and Couple Memberships.

Single – $2,500

Couple – $900

Where to Learn More About United Refuah

I wrote an in-depth United Refuah Review where I go into more detail about what’s included with United Refuah.

You can also read reviews from United Refuah members or write your own review.