How Much Does Altrua HealthShare Cost?

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Altrua HealthShare is unique health care sharing ministries because they do not require a pastor, elder or representative from a local church to sign an acknowledgement verifying church attendance or validation of medical needs being submitted to the membership for sharing of eligible medical needs.

How Much Does Altrua HealthShare Cost?

With your Altrua HealthShare membership, you would pay, or contribute, a set amount of money each month to the Altrua HealthShare community. 

Altrua HealthShare members are self pay patients. When a member has a larger and unexpected medical need, the member would first need to pay a set amount, which is the member’s responsibility before the Altrua HealthShare community pays any medical bills. This is similar, but not the same as, a deductible that you’d have with a Health Insurance plan. 

Once the member has paid their responsibility, the Altrua HealthShare would “share” in all eligible medical expenses.

Altrua HealthShare’s Monthly Cost

The monthly payments are based on how many people are on the plan (individual, couple, or family), age, and which Member Responsibility Amount (MRA) was chosen.

At Altrua HealthShare, the monthly share price can cost anywhere between $105 to $900.

Additional Costs

Application Fee: $125.00 (one-time)

What is the Member Responsibility Amount (MRA)?

For the first Member Responsibility Amount: It is $500 (Diamond Plan), $1000 (Emerald Plan), $1500 (Sapphire Plan), or $7500 (Ruby Plan). 

For the second MRA: If the member is on the Ruby Plan, the member is responsible for 50% of the next $10,000 per member ($5,000 maximum) if the licensed medical professional/facility is non-affiliated. If the member is on the Sapphire, Emerald, or Diamond Plan, the member is responsible for a maximum of $2,500 to the licensed medical professional/facility (maximum of $5,000 if Medicare Plus 25% isn’t accepted and licensed medical professional/facility is non-affiliated).

Where to Learn More About Altrua HealthShare

I wrote an in-depth Altrua HealthShare Review where I go into more detail about what’s included with the different Altrua HealthShare plans.

You can also read reviews from Altrua HealthShare members or write your own review.