Healthcare savings just got a major upgrade. On July 4, 2025, the One Big Beautiful Bill Act (H.R.1) was signed into law, expanding several tax-advantaged health benefits. One of the biggest changes? Starting January 1, 2026, Direct Primary Care (DPC) memberships will finally be HSA-eligible. That means Americans can now use tax-free HSA funds to pay for their monthly DPC … [Read more...] about Direct Primary Care Memberships Are Now HSA-Eligible
Laws and Regulations
Health Insurance Mandates by State (Interactive Map)
When the Affordable Care Act (ACA) first passed, it included the individual mandate — a federal requirement that most Americans maintain qualifying health insurance or pay a tax penalty. The goal was to keep premiums stable by ensuring enough healthy people were enrolled to balance the costs of those needing more care. But in 2019, the federal penalty was reduced to $0, … [Read more...] about Health Insurance Mandates by State (Interactive Map)
State Rules for Health Share Membership (MEC Requirements & Restrictions)
Check Your State’s Health Share Rules Use this interactive map to see: How to use the map: Important: This map is updated annually, but state rules can change. Always confirm the latest requirements on your state’s official website or with a qualified tax advisor. 50-State Health Share Legality & Rules Map Last updated: Aug 12, 2025 • Refreshed … [Read more...] about State Rules for Health Share Membership (MEC Requirements & Restrictions)
Health Shares and State Individual Mandates: What You Need to Know
If you live in a state with an individual mandate for health insurance, it’s important to understand how health shares fit into the picture. While health shares can be a great alternative to traditional insurance for many, state-specific requirements may impact your decision. This post will explain everything you need to know if you live in a state that enforces its own … [Read more...] about Health Shares and State Individual Mandates: What You Need to Know
Health Shares and State Mandates: What You Need to Know
When people first hear about health sharing, they wonder how they could use a Health Share as an alternative to Health Insurance—and how that would work with the Federal Health Care Law. Are You Required to Have Health Insurance? Since 2019, you are no longer required to obtain Minimum Essential Coverage (MEC) under the Affordable Care Act, and there is no federal … [Read more...] about Health Shares and State Mandates: What You Need to Know