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What is Medical Cost Sharing?

Updated October 30, 2023 by Holly Patiño Leave a Comment

What is Medical Cost Sharing? Medical Cost Sharing is a proven and effective non-insurance solution for managing large, unexpected medical expenses. A Medical Cost Share is a non-profit organization that is built on a community of like-minded people who rely on each other to pay for large and unexpected medical bills. Medical Cost Sharing is also known as a Health … [Read more...] about What is Medical Cost Sharing?

3 Types of Zion HealthShare Membership (Which one is for you?)

Updated October 13, 2025 by Holly Patiño Leave a Comment

Zion HealthShare has three different membership types. Find out which one is right for you and your needs. Zion HealthShare Direct Membership This is the membership that is designed for Individuals and Families who are paying for their own Health Share membership account. This is the most comprehensive sharing program, offering additional features so you can share in … [Read more...] about 3 Types of Zion HealthShare Membership (Which one is for you?)

How Fast Do Health Shares Pay Medical Bills? (Comparison Guide)

Updated October 30, 2023 by Holly Patiño Leave a Comment

How Quickly Will My Health Share Pay For My Medical Bills? It's important to know how long you should expect your medical bills to be paid through your Health Share (or reimbursed, if applicable). While every Health Share has a different turnaround time, you can expect your medical bills to be paid anywhere from 5-10 business days (the fastest) to around 90 business days … [Read more...] about How Fast Do Health Shares Pay Medical Bills? (Comparison Guide)

Talk to Health Share Members!

Updated October 30, 2023 by Holly Patiño Leave a Comment

I am excited to say that I have created a Health Share 101 Facebook Group! I wanted to create a community of real Health Share members that can talk to each other and to help people who are thinking about joining a Health Share. I hope you will join our Health Share community! … [Read more...] about Talk to Health Share Members!

Why I Ditched Health Insurance to Join a Health Share

Updated October 13, 2025 by Holly Patiño 6 Comments

Quick Version: We save a lot of money and still have that safety net if something big happens. Health Insurance and Health Share Memberships Whether you choose Health Insurance or a Health Share, the goal is the same: Members want help paying large medical bills that you wouldn’t be able to handle on your own (without financial ruin). In their own way, both Health … [Read more...] about Why I Ditched Health Insurance to Join a Health Share

How The Top Health Share’s Handle Pre-Existing Conditions (Comparison Guide)

Updated November 9, 2025 by Holly Patiño Leave a Comment

Health Shares typically have limitations on what they will and will not share in, including Pre-Existing Conditions.  What is a Pre-Existing Condition? Most of the Health Shares will define a pre-existing condition as: "Any illness or accident for which a person has been diagnosed, received medical treatment, been examined, taken medication, or had symptoms prior … [Read more...] about How The Top Health Share’s Handle Pre-Existing Conditions (Comparison Guide)

Share HealthCare and Pre-Existing Conditions

Updated November 12, 2025 by Holly Patiño Leave a Comment

What is Considered a Pre-Existing Condition? Any condition for which signs, symptoms, or treatment were present within the past 24 months or 60 months for any malignant form of cancer (tissue or blood) prior to applying for Membership, or can be reasonable expected to require medical intervention in the future, must be disclosed on the Member Information Sheet to Share … [Read more...] about Share HealthCare and Pre-Existing Conditions

Sedera and Pre-Existing Conditions

Updated November 12, 2025 by Holly Patiño Leave a Comment

When it comes to healthcare sharing, one of the most common questions people have is how Sedera handles pre-existing conditions. Understanding these guidelines can help you know what medical needs are eligible for sharing and when. What Is Considered a Pre-Existing Condition? Sedera defines a pre-existing condition as any medical condition that existed before your … [Read more...] about Sedera and Pre-Existing Conditions

Secular Health Share Plans

Updated October 30, 2023 by Holly Patiño Leave a Comment

The concept of Health Sharing started in the Christian community, so it may not come as a surprise that most Health Shares have a religious requirement in order to join them. Do you have to be religious to join a Health Share? There is a Health Share for everyone. If you want to join one of the Christian Health Shares, they will have religious requirements in order … [Read more...] about Secular Health Share Plans

Christian Health Shares: Learn the Requirements to Join

Updated November 9, 2025 by Holly Patiño Leave a Comment

Christian Health Share Plans Health Shares began in the 1980s when a beloved pastor in Ohio was in a terrible car accident. The pastor's congregation came together to pay for all of his medical bills in less than two months. This same church community decided to continue following the biblical mandate to “bear one another’s burdens” by sharing healthcare costs within their … [Read more...] about Christian Health Shares: Learn the Requirements to Join

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