Health insurance is one of those things we’re all told we have to have—just in case. You pay a monthly premium for the comfort of knowing you’re covered in case of a health emergency or routine care. But what happens when you actually need to use it? Here’s a real-life example that makes you wonder if health insurance is really working in your favor. A friend with a family … [Read more...] about Health Insurance in a Nutshell: When Paying More Makes No Sense
Health Insurance
Preferred Provider Organization (PPO): Definition and Benefits
Choosing the right health plan can be a daunting task, especially with so many acronyms and terms to navigate. One common type of health insurance plan is the Preferred Provider Organization, or PPO. This guide will explain what a PPO is, its benefits, and how it compares to other health plans, helping you make an informed decision. What is a PPO? A Preferred Provider … [Read more...] about Preferred Provider Organization (PPO): Definition and Benefits
The Medicaid Coverage Gap
The Affordable Care Act (ACA) aimed to expand healthcare access to millions of Americans, with a significant component being the expansion of Medicaid programs. However, as of 2024, several states have not adopted Medicaid expansion, creating a coverage gap for many low-income individuals and families. This blog post explores the Medicaid gap, who it affects, and the options … [Read more...] about The Medicaid Coverage Gap
What To Do if You Miss Open Enrollment for Health Insurance
Missing the open enrollment period for health insurance can be a stressful experience, especially if you’re unsure about your options for getting coverage. The open enrollment period is a designated time each year when you can sign up for health insurance through the marketplace or make changes to your existing plan. But what happens if you miss this window? Don't worry, there … [Read more...] about What To Do if You Miss Open Enrollment for Health Insurance
What is the Health Maintenance Organization (HMO)?
Navigating the world of health insurance can be overwhelming, especially with so many acronyms and plan types to understand. One common type of health insurance plan is the Health Maintenance Organization, or HMO. This guide will explain the meaning of HMO, how it works, its benefits, and how it compares to other health plans, helping you make an informed decision. HMO … [Read more...] about What is the Health Maintenance Organization (HMO)?
Changes to Short-Term Health Insurance Plans
New Federal Rule Imposes Limits on Short-Term Health Insurance A finalized federal rule announced by the Departments of Treasury, Health and Human Services, and Labor on March 28, 2024, will impose new nationwide duration limits on short-term limited-duration insurance (STLDI) plans. This rule, effective for plans sold or issued on or after September 1, 2024, will limit … [Read more...] about Changes to Short-Term Health Insurance Plans
What are the Federal Poverty Levels (FPL)?
When shopping for Marketplace health insurance and determining eligibility for health insurance tax subsidies, Medicaid, or the Children’s Health Insurance Program (CHIP), you will frequently encounter the term Federal Poverty Level (FPL). Understanding what the FPL is and how it impacts your eligibility for these programs is essential. What is FPL? The Federal Poverty … [Read more...] about What are the Federal Poverty Levels (FPL)?
What Is the AHCSM?
The Alliance of Health Care Sharing Ministries (AHCSM) has become a pivotal player in the field of health care management by promoting alternatives to traditional insurance. The AHCSM represents several faith-based health care sharing ministries, advocating for their rights and ensuring their operations align with both ethical standards and the … [Read more...] about What Is the AHCSM?
Affordable Healthcare for Your Startup Business
Navigating the world of affordable healthcare for a startup business can feel like walking a tightrope. With so many options, costs, and regulations to consider, it’s easy to become overwhelmed. But don’t let that deter you! This comprehensive guide is designed to help you understand the challenges and opportunities in providing affordable healthcare for your startup. From tax … [Read more...] about Affordable Healthcare for Your Startup Business
When You Can’t Afford Health Insurance and Don’t Qualify for Medicaid in 2024
Are you struggling with the thought, “I can’t afford health insurance and don’t qualify for Medicaid?” You’re not alone. Many Americans face the same challenge, and it can be overwhelming. But fear not, because this blog post is here to help you navigate the complex world of health insurance and find solutions that work for you. Short Summary Understanding Your Health … [Read more...] about When You Can’t Afford Health Insurance and Don’t Qualify for Medicaid in 2024
