The Affordable Care Act (ACA) aimed to expand healthcare access to millions of Americans, with a significant component being the expansion of Medicaid programs. However, as of 2024, several states have not adopted Medicaid expansion, creating a coverage gap for many low-income individuals and families. This blog post explores the Medicaid gap, who it affects, and the options … [Read more...] about The Medicaid Coverage Gap
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What To Do if You Miss Open Enrollment for Health Insurance
Missing the open enrollment period for health insurance can be a stressful experience, especially if you’re unsure about your options for getting coverage. The open enrollment period is a designated time each year when you can sign up for health insurance through the marketplace or make changes to your existing plan. But what happens if you miss this window? Don't worry, there … [Read more...] about What To Do if You Miss Open Enrollment for Health Insurance
What is the Health Maintenance Organization (HMO)?
Navigating the world of health insurance can be overwhelming, especially with so many acronyms and plan types to understand. One common type of health insurance plan is the Health Maintenance Organization, or HMO. This guide will explain the meaning of HMO, how it works, its benefits, and how it compares to other health plans, helping you make an informed decision. HMO … [Read more...] about What is the Health Maintenance Organization (HMO)?
Changes to Short-Term Health Insurance Plans
New Federal Rule Imposes Limits on Short-Term Health Insurance A finalized federal rule announced by the Departments of Treasury, Health and Human Services, and Labor on March 28, 2024, will impose new nationwide duration limits on short-term limited-duration insurance (STLDI) plans. This rule, effective for plans sold or issued on or after September 1, 2024, will limit … [Read more...] about Changes to Short-Term Health Insurance Plans
Comparing Healthcare Policies of Presidential Candidates: Trump vs. Harris vs. RFK Jr.
As the 2024 presidential election approaches, healthcare remains a significant issue. Here’s a comparison of how Vice President Kamala Harris, former President Donald Trump, and Robert F. Kennedy Jr. plan to address healthcare in America. Kamala Harris Affordable Care Act (ACA): Medicare for All: Healthcare for Undocumented Immigrants: Prescription Drug … [Read more...] about Comparing Healthcare Policies of Presidential Candidates: Trump vs. Harris vs. RFK Jr.
What are the Federal Poverty Levels (FPL)?
When shopping for Marketplace health insurance and determining eligibility for health insurance tax subsidies, Medicaid, or the Children’s Health Insurance Program (CHIP), you will frequently encounter the term Federal Poverty Level (FPL). Understanding what the FPL is and how it impacts your eligibility for these programs is essential. What is FPL? The Federal Poverty … [Read more...] about What are the Federal Poverty Levels (FPL)?
Health Plans for Digital Nomads: Exploring Your Options
The rise of digital nomads has transformed the way we think about work and travel. With the freedom to work from anywhere, freelance creatives, business owners, and those embracing van life or full-time RV living have redefined the concept of a workplace. However, this lifestyle brings unique challenges, especially when it comes to securing health insurance. In this guide, … [Read more...] about Health Plans for Digital Nomads: Exploring Your Options
Health Sharing vs. Health Savings Accounts: A Comprehensive Guide
Choosing the right healthcare strategy is crucial, especially for individuals and families looking to balance affordability and comprehensive care. Two popular options that often come up are health sharing plans and Health Savings Accounts (HSAs). This guide will delve into health sharing and Health Savings Accounts, explaining how each works, their main differences, … [Read more...] about Health Sharing vs. Health Savings Accounts: A Comprehensive Guide
Telemedicine vs. Telehealth: What’s the Difference?
In recent years, especially during the COVID-19 pandemic, the terms "telehealth" and "telemedicine" have become integral to the healthcare conversation. While often used interchangeably, they have distinct meanings and applications. This comprehensive guide will explore "telehealth vs telemedicine," their benefits and downsides, and how these services are included in health … [Read more...] about Telemedicine vs. Telehealth: What’s the Difference?
Prescription Drug Costs Without Insurance: A Comprehensive Guide to Saving Money
Navigating prescription drug costs without insurance can be challenging, but there are several effective strategies to reduce expenses. This guide will explore various methods to manage and lower your prescription drug costs without insurance and provide practical tips for accessing affordable medications. Let's dive into the best ways to cut down on these expenses while … [Read more...] about Prescription Drug Costs Without Insurance: A Comprehensive Guide to Saving Money
