The Initial Unshareable Amount (commonly known as the “IUA”), is the amount the Health Share member would need to pay the medical provider before the Health Share community will “share” in any eligible medical expenses. The member chooses which IUA amount they want, based on what the Health Share offers. Typically, the larger the member’s responsibility amount is before the … [Read more...] about What Does a Health Share “IUA” Mean?
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Are Health Share Plans ACA Compliant?
There are many Health Share Plans that are ACA Compliant. Health Share Plans that are ACA Compliant All recognized healthcare sharing ministries that have been continuously in existence since before the year 2000 are exempt from the individual ACA mandate. Here are the Health Share Plans that are ACA Compliant: Altrua HealthShare: In 2014 Altrua Ministries, dba … [Read more...] about Are Health Share Plans ACA Compliant?
How Health Shares Got Their Start
How Did Health Shares Get Started? Health Shares began in the 1980s when a beloved pastor in Ohio was in a terrible car accident. The pastor’s congregation came together to pay for all of his medical bills in less than two months. This same church community decided to continue following the biblical mandate to “bear one another’s burdens” by sharing healthcare costs within … [Read more...] about How Health Shares Got Their Start
What is Medical Cost Sharing?
What is Medical Cost Sharing? Medical Cost Sharing is a proven and effective non-insurance solution for managing large, unexpected medical expenses. A Medical Cost Share is a non-profit organization that is built on a community of like-minded people who rely on each other to pay for large and unexpected medical bills. Medical Cost Sharing is also known as a Health … [Read more...] about What is Medical Cost Sharing?
3 Types of Zion HealthShare Membership (Which one is for you?)
Zion HealthShare has three different membership types. Find out which one is right for you and your needs. Zion HealthShare Direct Membership This is the membership that is designed for Individuals and Families who are paying for their own Health Share membership account. This is the most comprehensive sharing program, offering additional features so you can share in … [Read more...] about 3 Types of Zion HealthShare Membership (Which one is for you?)
How Fast Do Health Shares Pay Medical Bills? (Comparison Guide)
How Quickly Will My Health Share Pay For My Medical Bills? It's important to know how long you should expect your medical bills to be paid through your Health Share (or reimbursed, if applicable). While every Health Share has a different turnaround time, you can expect your medical bills to be paid anywhere from 5-10 business days (the fastest) to around 90 business days … [Read more...] about How Fast Do Health Shares Pay Medical Bills? (Comparison Guide)
Talk to Health Share Members!
I am excited to say that I have created a Health Share 101 Facebook Group! I wanted to create a community of real Health Share members that can talk to each other and to help people who are thinking about joining a Health Share. I hope you will join our Health Share community! … [Read more...] about Talk to Health Share Members!
Why I Ditched Health Insurance to Join a Health Share
Quick Version: We save a lot of money and still have that safety net if something big happens. Health Insurance and Health Share Memberships Whether you choose Health Insurance or a Health Share, the goal is the same: Members want help paying large medical bills that you wouldn’t be able to handle on your own (without financial ruin). In their own way, both Health … [Read more...] about Why I Ditched Health Insurance to Join a Health Share
How The Top Health Share’s Handle Pre-Existing Conditions (Comparison Guide)
Health Shares typically have limitations on what they will and will not share in, including Pre-Existing Conditions. What is a Pre-Existing Condition? Most of the Health Shares will define a pre-existing condition as: "Any illness or accident for which a person has been diagnosed, received medical treatment, been examined, taken medication, or had symptoms prior … [Read more...] about How The Top Health Share’s Handle Pre-Existing Conditions (Comparison Guide)
Zion HealthShare and Pre-Membership Conditions
What is Considered a Pre-Membership Condition? A pre-membership medical condition is anything where a member has experienced one or more of the following: Zion HealthShare's Limitations for Pre-Membership Conditions Pre-membership medical conditions have a phase-in period wherein sharing is limited. Starting from the membership start date, there is a one-year … [Read more...] about Zion HealthShare and Pre-Membership Conditions