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Home » Blog » Health Share » Best Health Share for Large Families

Best Health Share for Large Families

Updated October 13, 2025 by Holly Patiño Leave a Comment

This post may contain affiliate links, which means if you enroll through my link, I’ll receive a small commission at no extra cost to you.

When I first signed up for my Health Share, I was excited about how much money my family was saving each month. I called a family member to tell them about all of the amazing benefits of joining a Health Share, and the first thing they asked was, “but how much would it cost me with my five kids?”.

While most Health Shares will save you money, not all of them cater to larger families. After quite a bit of research on all of the top Health Shares, I have found the best Health Share for larger families.

Why I Recommend Zion HealthShare for Large Families

Zion HealthShare is a great option for large families who want to save money and still have the large and unexpected medical expenses shared with a Health Share community.

Here’s just a few reasons why I recommend Zion HealthShare for large families: 

  • Zion HealthShare’s Family membership does not cost extra for additional children. Whether you have two children or ten – the cost is the same to you.
  • Zion HealthShare has great Maternity Shared Services. Members first pay their IUA (the amount they choose to pay before the community shares in medical expenses). Afterward, 100% of your eligible maternity sharing request will be shared.
  • Immediately after becoming a member, Zion HealthShare will share in Annual provider visits. After six months of membership, they will share in colonoscopy, mammogram, and youth immunizations (up to 18 years old).
  • Zion HealthShare does not have annual or lifetime caps on eligible need requests. This gives people peace of mind if very large medical expenses come up, they are not capped.
  • Members can work with providers of their choice – without network restrictions. 
  • Zion HealthShare accepts members of all faiths. They are a community of individuals who strive to live a healthy lifestyle and want to share in the costs of one another’s medical burdens. With a healthier community of members, this helps keep costs down for everyone. 
  • Zion HealthShare members typically save 30-60% off of traditional Health Insurance. 
  • Zion HealthShare is known in the industry and to its members for processing sharing requests quickly – often within five to ten business days (once all receipts and bills are submitted)! 
  • Zion HealthShare allows people with pre-membership conditions to join the health share – rather than denying them. Instead, they offer a waiting period for pre-membership conditions and a phase-in of sharing in these pre-membership conditions. 
  • Zion HealthShare is a Nationwide HealthShare. US residents in every state – except Washington State – can become a member.
  • Zion HealthShare will share in emergency or urgent medical expenses incurred outside the United States.

You can visit the Zion HealthShare website and learn more.

Health shares are not insurance and do not offer insurance coverage. Membership in a health share does not guarantee the payment or reimbursement of medical expenses. Each organization operates under its own membership guidelines, which determine what expenses may be eligible for sharing. This publication is for informational purposes only and is not provided by an insurance company. For state-specific notices and full program details, please visit the respective health share’s official website.  

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Filed Under: Health Share Tagged With: Zion HealthShare

Holly Patiño
Hello! My name is Holly, and I am so happy you have found my website! Before I left the workforce to become a stay-at-home mom, I spent 11 years working for an Investing Education company, later acquired by a large brokerage firm, where I specialized in Risk Management. With that experience, I have become very thorough with legal documents, which I used to comb through and really deep dive into each Health Share’s website to determine what medical bills are actually shareable with their members. I have created Health Share 101 to provide the information you need to make an educated decision for you and your family.

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